Isa Dumandan
Licensed Insurance Advisor · Certified Wealth & Estate Planner
I help professionals and business owners cut through the noise and get the coverage that actually fits their life — with advice that's honest, clear, and worth their time.
The right plan starts with the right conversation.
I've been in the industry for over a decade. In that time, I've noticed something consistent: most people who haven't sorted out their insurance aren't uninformed or unwilling — they just haven't found someone worth their time.
That's what I try to be. Before I suggest a single product, I want to understand your income, your dependents, your goals, and what's actually keeping you up at night. The advice I give is only as good as the conversation that came before it.
I'll always tell you the truth — even when it means a smaller product, a different timeline, or no product at all. My job isn't to sell you something. It's to make sure whatever you have in place actually does what you need it to do.
Listen first.
Your situation isn't a template. I ask questions before I recommend anything — because the right coverage comes after the right conversation.
Respect your time.
No long sales meetings, no chasing. A quick Coverage Check, one focused call, and a clear picture of where you stand. That's the whole process.
Give straight answers.
No jargon, no scare tactics, no upselling. You're smart — I'll treat you that way. Clear, honest advice. Full stop.
Play the long game.
I'm not here for one transaction. My clients are families I stay with through life changes — growing households, business milestones, estate planning conversations.
Over a decade guiding families and business owners.
I've spent my career in the insurance industry — first building my own book of business, then taking on agency management responsibilities before returning to focus on what I do best: one-on-one advisory work with clients who want things done properly.
The families and business owners I work with trust me to be the person who tells them the truth about their coverage — not just at the point of sale, but through every stage of their lives.
I hold a Certified Wealth & Estate Planner (CWEP) designation, which means I'm equipped to handle not just protection planning, but the more complex conversations around legacy, succession, and passing on what you've built.
All insurance products on this site are arranged through FWD Life Insurance Corporation, duly regulated by the Insurance Commission of the Philippines and known for straightforward, customer-first plans.
Building community, on and off the course.
In 2025, I founded Girls Who Golf Manila — a community for Filipina women who play golf, or who want to start. What began as a small idea has grown into a meaningful network of women who share a love for the game and each other's company.
Outside of insurance, it's one of the things I'm most proud of — proof that the right community can change how someone sees what's possible for them.
Girls Who Golf Manila
A Filipino women's golf community founded in 2025. A growing membership base of Filipinas who play, practice, and support each other — on the course and beyond.
Community FounderLet's have the conversation.
Start with a free two-minute Coverage Check and see where you stand. If you want to go further, we'll schedule a call. No pressure, no pitch.
